NXT PAY GUIDE

Your first move
starts here.

Clear instructions for buying NXT locally, paying and getting paid globally, and cashing out to a supported local account.

Start the guide
NXT Pay home screen showing balance and four main actions
BuyPayCash out
Before you transact

Set up NXT Pay properly.

01

Create your account

Register with your mobile number in international format and create a strong password or PIN.

02

Complete verification

Provide the identity information requested in the app. Available features and limits can depend on verification.

03

Secure your device

Enable biometric login where supported. Never share your password, PIN or one-time verification code.

04

Check availability

Payment methods, currencies, fees and limits vary by country and provider. Review the details shown in the app.

NXT staff will never ask for your password, PIN or one-time code.If anyone asks for these details, stop and contact support through the app.
Home screen

Four actions.
Nothing hidden.

Your home screen puts the core NXT Pay journey in one place.

  • Buy NXTAdd value using an available local payment method.
  • PayPay a supported merchant by QR code, address or beneficiary.
  • Get paidShare your supported payment address or QR code.
  • Cash outConvert NXT to a supported bank or mobile-money account.
NXT Pay home screenYour balance, actions and recent activity
01BUY NXT

Add money using a local method.

  1. Tap Buy NXT on the home screen.
  2. Select an available payment method.
  3. Enter the amount in the displayed local currency.
  4. Review the rate, fees and NXT conversion.
  5. Follow the provider's instructions and wait for confirmation.
Do not retry blindly. If a payment is pending, check recent activity before submitting another deposit.
Payment methodChoose what works locallyCard, bank or another supported provider
You payZAR 100.00Rate and fees shown before confirmation
02PAY

Pay a supported merchant.

  1. At the merchant, select the supported payment network and currency shown in NXT Pay.
  2. Tap Pay.
  3. Scan the merchant QR code, enter the address or choose a saved beneficiary.
  4. Verify the network, full destination address and merchant details.
  5. Enter the amount, review the fee and swipe to confirm.
Confirmed payments may be irreversible. A payment sent to the wrong address or network may be permanently lost.
NXT Pay make payment screenScan, enter an address or choose a beneficiary
03GET PAID

Receive a supported payout.

  1. Tap Get Paid.
  2. Confirm the supported network and currency shown in the app.
  3. Copy your NXT Pay address or let the sender scan your QR code.
  4. Tell the sender to use the exact supported network.
  5. Wait for network and provider confirmation before treating the payment as complete.
Address and network must match. Never assume that a similarly named token on another network is supported.
NXT Pay receive payment screen with QR codeShare only the address displayed in NXT Pay
04CASH OUT

Bring your money home.

  1. Tap Cash Out.
  2. Select an available bank or mobile-money option.
  3. Enter or select the correct beneficiary details.
  4. Enter the amount in NXT.
  5. Review the conversion, fees and destination, then swipe to confirm.
Check every digit. Once submitted to a provider, a cash-out may be impossible to cancel or recover.
NXT Pay cash-out screenConvert NXT to a supported local destination
ACTIVITY & RECEIPTS

Do not guess.
Check the status.

NXT Pay shows recent activity, analytics and transaction details so you can verify what actually happened.

NXT Pay statistics screen

Track activity

Review income, spending and your latest transactions.

NXT Pay successful payment detail

Open the detail

Check status, amount, date and transaction reference.

Completed

The transaction has been processed. Open it to view the reference and receipt.

Pending

Wait and recheck. Do not submit a duplicate transaction unless support confirms it is safe.

Failed

Review the reason and payment provider. A failed funding attempt may still require reconciliation.

GOOD TO KNOW

The details that prevent expensive mistakes.

Rates, fees, minimums and maximums can differ by country, provider and verification level. Treat the confirmation screen—not a marketing page—as the final transaction quote. If the quote expires, review the new rate before proceeding.

A saved beneficiary reduces typing but does not remove your responsibility to verify the address. Merchants can change payment addresses. Confirm the current destination with the merchant before every payment.

Open a completed transaction to view its detail and receipt. Keep the NXT reference when you contact support. A screenshot alone may not be sufficient; support may request proof from your bank, mobile-money operator or payment provider.

Check recent activity first. Then confirm whether your bank or provider completed the debit. If the transaction remains unresolved, contact support with the NXT reference, date, amount and provider evidence. Never send passwords, PINs or one-time codes.

Contact NXT Support through an official channel immediately. Also secure your mobile number, email and banking access. Do not continue using a device you believe is compromised.
GENERAL HELP

Need assistance?

Our support team is here to help. Choose the correct channel below so we can handle your request safely and efficiently.

TRANSACTION ISSUES

Email Support

If you are experiencing a problem with a deposit, withdrawal or payment, email our support team.

love@nxtpay.io
Proof of payment is required.Send proof from your bank or mobile money provider. Without it, we cannot trace your payment.
GENERAL SUPPORT ONLY

WhatsApp Support

For quick help or general questions, chat with one of our support agents on WhatsApp.

Chat on WhatsApp
Do not use WhatsApp for transaction issues.Do not send proof of payment, screenshots or files on WhatsApp. Transaction-related issues must be handled by email support.
Never share your password, PIN or one-time verification code.NXT support will never ask you for these credentials.

Ready for your
first move?

Download NXT Pay and keep this guide close.

Download NXT Pay