NXT Treasury

One Treasury Platform for Africa

NXT gives international merchants a simple way to pay customers, staff, agents and suppliers across Africa using one funded balance and one API.

16+
African countries
1
funded balance
API
bank & mobile money
The problem

Africa payouts are a mess.

International merchants should not need a separate bank account, provider, float, currency process and reconciliation flow for every African market.

Too many providers

Different rails in every country create slow launches and weak reliability.

Currency complexity

FX, settlement and local liquidity become an operational headache.

Blocked payouts

Failed withdrawals damage customer trust and increase support pressure.

Painful reconciliation

Multiple balances and reports make finance teams waste time every day.

The NXT solution

Fund once. NXT handles the local delivery.

Load your balance once, send payout instructions through one API, and let NXT route each payment to the correct local rail.

01

Load one balance

Fund your NXT account in USDT or another supported currency.

02

Send one API request

Submit recipient, country, amount and payout destination.

03

NXT routes locally

We handle local currency delivery through mobile money, bank or agent rails.

04

Recipient gets paid

Your customer receives funds in the method they already use.

For international merchants

Launch Africa payouts without becoming an Africa banking expert.

Your business keeps operating in the currency it understands. NXT takes care of the African payout layer: routing, local rails, destination formats and delivery options.

  • Pay into mobile money wallets
  • Pay into bank accounts
  • Support cash-out through NXT agents
  • Use one integration for multiple markets
  • Reduce failed and delayed withdrawals
Traditional payout setupNXT payout setup
Country-by-country integrationsOne API
Multiple local balancesOne funded balance
Manual FX operationsNXT local delivery
High payout failure riskSmart local routing
Slow expansionLaunch faster across Africa

One balance. Pay anyone across Africa.

NXT gives international merchants a simple way to pay customers, staff, agents and suppliers across Africa using one funded balance and one API.

Use cases

Built for merchants that need money to arrive.

This is not a nice-to-have payment feature. For high-volume businesses, reliable payouts are retention, trust and revenue.

Betting & gaming

Pay winnings locally into the customer's preferred method. Reduce withdrawal failures and stop losing players after they win.

Winnings payouts

Payroll & contractors

Pay distributed teams across African countries from one balance without opening local banking relationships in every market.

Staff payments

Marketplaces

Settle merchants, sellers, suppliers and service providers in local currency through one payout infrastructure layer.

Seller settlements

Gig platforms

Automate daily driver, courier, creator and freelancer payouts with faster local delivery.

Mass disbursement

Affiliate networks

Pay affiliates in their local market without forcing them into expensive international bank transfers.

Commission payouts

Agent cash-out

Give customers a physical cash access option through the NXT agent network where digital rails are not enough.

Cash access
Why merchants switch

Your customers do not care about your payout complexity.

They only care whether their money arrives. NXT protects the customer experience by hiding the hard infrastructure behind one simple payout flow.

Faster payouts

Reduce payout waiting times and support tickets.

More reliability

Route through local rails designed for each market.

More countries

Expand without rebuilding payout operations.

Less trapped money

Manage payouts from one central balance.

Start with NXT Treasury

Stop building payout rails country by country.

Tell us where your customers are, how often you pay, and which payout destinations you need. We will show you the simplest NXT route.